A commonplace advertisement from insurance companies is ‘no medical tests required to purchase an insurance policy’. People are attracted to the convenience of no-test policy compared to the one that requires all medical tests. But is it really right to purchase a policy without knowing your health condition?

Every individual going to buy an insurance policy whether health or life insurance needs to undergo medical tests as prescribed and should be aware of his health condition. This article discusses the importance and reasons for getting an insurance policy after taking medical tests appropriately.

Premiums are based on health condition
The premiums of an insurance policy (health or life) are charged based on the individual’s health condition. You need to make a declaration about your health condition in policy application form and the insurer fixes a premium rate on the basis of your discloser.

For understanding this clearly, lets take an example of two persons. Of them, one has high sugar levels and the other person has normal sugar levels. If both take insurance policy from a company that does not require medical tests then both will be charged same premium. But in reality, the premiums for normal persons should be less than the premiums of others with health issues.

The policies that require no-medical tests are:

Low value policies: Policies that do not consider health tests offer cover not more than Rs 5 lakh. So, if you are looking for a higher cover, that serves your life/health insurance needs, then you should take pure protection policy that requires you to undergo medical tests.

Prone to rejection easily: In most cases, the person who is taking insurance without a medical test may not be aware of his/her health condition. S/He may suffer from an illness and may not know about it till a medical test is conducted. In such a case, an insurer can reject the claim as these policies contain suppressed facts of your health condition with no proper underwriting. So, these kind of unintentional mistakes may simply deprive insurance cover even for those paying huge premiums.

Cover may be inadequate: If you get policies that require no medical tests, then you will also get the policy that has no appropriate insurance cover. It is like getting insured, but having no adequate insurance protection.

It is the actual responsibility of insurance company to determine the health condition of an insurance buyer. An insurance company simply cannot deny the claim as it is its responsibility to subject the policyholder to medical tests and then fix the premium.

Thus, a detailed medical examination that requires blood and urinalysis related tests, blood sugar, ECG, blood count, blood pressure, blood serum tests etc. will benefit you manifold. It provides your health condition report which tells you how fit you are. If you are suffering from any illness, get it cured before it ruins your health. Get complete medical record of your health before buying insurance policy.

years old and still going strong!

I am constantly being asked about the benefits of massage therapy and in particular, I’m asked about its effectiveness and relevance when compared to today’s cutting edge medical advances, given the fact that massage therapy is well over five thousand years old.

In response, my answer as always is to consider the fact that any therapy, cure, activity or hobby that can survive for that length of time, must deliver at least some benefits, otherwise it would go the way of every other flash in the pan fad or phase.

As a massage practitioner and recipient, I need no convincing whatsoever of the benefits of massage therapy, so if I’m asked, I’m happy to defer my own opinion in favour of that of a much higher authority on the subject, which is that of the medical community itself.

Thanks to the advances in medicine and in medical research, the five thousand year old massage therapy has now been subjected to every modern test and scrutiny, and as many of us expected, massage therapy has proven its value in spectacular style.

Massage therapy stands shoulder to shoulder with some of the most modern medical practices of our time, and as well as being a stand alone therapy in its own right, massage therapy complements beautifully, the modern advances in medicine.

To anybody who practices massage therapy, this will come as no surprise, and to be fair it’s only right and proper that any therapy linked to medicine, should be subjected to the highest scrutiny. That aside, what amazes me most is the fact that massage therapy is still considered either as purely an aid to accepted medical practice or that it is still the preserve of the affluent. It also amazes me that massage therapy is only considered as a result of a life changing event. Quite why something that is so beneficial to health and wellbeing isn’t an integral part of everyone’s life remains a mystery to me. Massage therapy need not cost the earth and the most basic massage is free and can be mastered by using the most incredible tools known to man your own hands!

Do me a favour and don’t wait for an accident, an ailment or a mid life crisis before you discover one of life’s most accessible, time proven and life enriching activities.

To your continued, outstanding health.

Craniofacial therapy is a type of massage therapy that grew out of osteopathy, the ancient art of bone setting. The practitioner uses specific techniques, along with presence, where sacred space is held by means of mindful awareness for healing. The subtle art of precise and gentle touch is applied to correct imbalances in the fluid and membranes surrounding the brain and spinal cord. This allows the client to achieve releases from tension throughout the entire body, bringing about relief from physical pain, and with that bringing a restoration of clarity.

Craniofacial therapy is a viable tool for healing of many medical problems and is routinely used as a preventive health measure, as it increases the bodys ability to fight off many ailments.

Another extraordinary quality of visionary craniofacial therapy is it has the ability to touch the depths of one’s being and find access to a greater sense of clarity, serenity, dealing effectively with old habits and patterns. This includes the communities of chiropractors, massage therapists, kinesiology practitioners, reflexology practitioners, dentists, etc. These practitioners may have a gift in this modality and if they do the results can be extraordinary to say the very least.

Massage in itself is a healing process, in that when you are finished with an hour or even half hour session you will be in a place both physically and mentally to heal from the wounds that you suffer from. Massage is generally accepted and blessed now by the medical community as a form of holistic healing, because it is hugely difficult for medicine to prove that massage doesnt promote healing. In fact, quite the opposite. Massage therapy is a form of healing, and if you have ever had a sports injury or automobile injury and used massage to help you come back from it, you agree 100% that its really fantastic.

The King of Prussia major league soccer team is one such benefactor in sports massage is their way of helping muscles get to the point of relaxation to the point that healing is increased in both effectiveness and depth. This is further proof that massage therapy in the area of sports healing is going to grow today and long term.

Things that can advance massage therapy efficiency are aromatherapy, relaxation techniques, and reiki type activity. Anything that can promote the state of relaxation is only going to increase the effect of the massage, releasing more toxins, and allowing the patient to even reach a state of higher consciousness.

IPL uses a more sophisticated type of technology that involves a xenon flash lamp and optical prisms. This method targets the damaged cells that lie deeper within the skin and avoids irritation of the surrounding tissues. A technician begins by placing cold gel on the affected area and then positions the lamp above the surface of your skin. This lamp will send light pulses to the skin. The IPL process usually lasts 15-20 minutes and depending on the level of achievement you’re looking for, can require one or multiple sessions. There are some side effects, as with all treatments, that you should be made aware of. IPL sessions can cause light bruising, mild blistering, pink skin and even hair loss.
How does IPL work for acne?

There are three forms of IPL therapy for acne – LHE Therapy, Blue-Light Therapy and IPL with medication. The choice will depend on what results you’re looking for and what your dermatologist suggests as the most effective for your individual acne spots.

LHE therapy uses both heat and light as the source to treat acne. The FDA has actually approved one IPL treatment that involves green light waves and heat. This form of IPL is meant to treat mild to moderate acne and more than likely, over a period of time. The whole process has been known to reduce the size of oil glands and kill the dirt bacteria in pores that create acne.

Blue-Light therapy is similar to LHE minus the UV radiation. It only makes sense that less UV radiation equals less damage on your skin. This form of IPL will have the same effect on killing the dirt bacteria but with less side effects than the LHE therapy. According to Robin McClain, who is a registered nurse practitioner from the University of South Florida, has reported that this form of light therapy is best used for acne vulgaris. As with all other treatments, blue-light therapy does have side effects such as dry skin and/or temporary pigmentation change. A process of eight sessions over a 4 week time period should be allowed for visible results.

Lastly, we have IPL therapy with a mixture of medication. (Again, we stress that you should consult with your dermatologist in order to make an educated decision on IPL.) The medication that is involved in this process is activated by way of pulsed light. A few hours prior to the process ALA (the medication) is applied to your skin and a numbing agent will also be used to reduce pain and/or a stinging sensation during the process. The numbing agent is typically applied an hour and a half prior to the treatment. The actual treatment is concluded in 20-30 minutes. Side effects are possible and involve slight bruising and pink skin. The recovery time usually lasts no longer than one day.

This is physical therapy that is focused on the “whole” body not just on your injury or condition. Your physical therapist should listen to the history of your problem, before performing tests and measures that will thoroughly assess your condition. You may be tested for muscle strength, joint motion, sensory and neurological conditions, coordination and balance tests, and your movement may be observed.

Working closely with you and your doctor, the physical therapist will design for you a complete physical therapy plan that includes therapeutic exercise. Your physical therapy treatment is based on the initial evaluation findings along with ongoing reassessment and evaluation. Treatment may consist of a variety of hands-on joint and soft tissue treatment techniques, exercise techniques and pain reducing modalities.

Physical Therapy Treatments are designed to help you:
Increase motion and strength
Reduce pain
And most importantly, restore function

Patients are typically involved in an active exercise program, and are educated in ways to speed recovery and prevent recurrence of the problem. Your physical therapy program will follow specific protocols or individualized treatment plans with the aim of the physical therapy being the return of your strength, function and mobility.

Therapeutic Exercise From the physical therapy testing, to the specific therapeutic exercise program, you will recognize that physical therapy is a science. Your therapeutic exercise program is your plan for recovery. It is important to have access to the very best equipment.

You will be trained and monitored on the use of all physical therapy equipment to ensure that you are getting the full benefit from your therapeutic exercise program. Therapeutic exercise will help restore your strength, movement, balance, and coordination. You will learn how to deal with your current problem, and how to prevent it in from reoccurring in the future.

The physical therapists at Physical Medicine of NY & CT have combined experience of over 50 years. If you suffer from acute or chronic pain, or are recovering from surgery or an accident, find out more about Physical Therapy that is focused on you from Physical Medicine of NY & CT.

In this modern age not everything goes flawlessly and unwanted accidents occur. If you are a victim of medical negligence case it is time you collect yourself and initiate the steps to file a pertinent claim that equals the suffering and distress caused by the fault of the other party. To understand better how to approach your claim you should know how to organize your case.

Usually medical malpractice or clinical negligence emerges out of the neglect of medical doctors or nurses who have failed to observe their duty to take care of the patient without any undesired complications. There are several types of negligence cases such as: failed surgery, administration of inappropriate medical pills to the patient, birth accidents that affect the mother and her new-born, anaesthesia errors or dental negligence.

If you want some professional guidance for a medical negligence claim you should always count on specialized solicitors. The medical negligence claims situations are anything but easy; so, it is extremely significant that the solicitor who deals with your situation possesses the required knowledge to help it with proficiency. The solicitor will tell you what to include in your claim in order to give you some well-deserved closure after a dreadful malpractice accident.

Unfortunately, before giving your case to court, you have to gather all the necessary evidence of the medical malpractice in order to file a claim. For example if you suffered a wrong anaesthesia which led to a partial paralysis of your body then the malpractice affair takes a turn to the worse. You lose part of your mobility, you suddenly find yourself with a semi-permanent disability not to mention your emotional handicap and suffering. In this case you must keep track of the treatment after the surgery consisting of the medical expenses, the prescriptions with pills and the specialized post-operative recovery therapy. Every detail must be included in your claim if you wish to obtain a settlement that can alleviate some of the disastrous consequences of a malpractice case.

In order to get the retribution you deserve you should be aware that there is a strict limit to build your claim; it has to be done in approximately thirteen weeks. Therefore, put the pieces of your claim together and make the needed complaints and even recur to the management of the hospital where you suffered the malpractice.

Medical negligence claims should be thus conceived as to include all your grievances and the awful repercussions that you have to bear as cause of the inattentiveness of a medical doctor who should have treated you in the good observance of his or her practice code. Consider as well that you may be left with damage that perhaps cannot be repaired and all due to a careless act. Do not think of the medical negligence claim as a very toilsome process as you can rely on savvy solicitors to regain your mobility, peace of mind and the feeling that justice was served!

You notice some pain in your jaw when chewing, which progressively worsens over several weeks. Occasionally you feel a clicking or catching in your jaw when opening and closing your mouth. Eventually you are unable to fully open your mouth and experience pain even when you speak. If you have never experienced this, count yourself very lucky. If you have, you are already familiar with the relatively common condition known as TMD.

TMD, short for temperomandibular disorder, is estimated to affect as much as 40% of the population at some point in their lifetimes, and is especially prevalent in the young. Initial diagnosis is typically made through a visit to the dentist, and the eventual treatment multidisciplinary with various management techniques. One of the lesser known treatment techniques, but something that is gaining in popularity, is soft-tissue therapy of the masticatory muscles the muscles used to move the jaw.

As a sports chiropractor using manual soft-tissue therapy on a daily basis, I have treated TMD on many occasions with success, however good research on the subject has been lacking. Recently however, this type of myofascial therapy for TMD was tested for efficacy in a randomized, controlled clinical trial. Researchers from Macquarie University in Sydney, Australia examined the clinical effectiveness of manual therapy in the treatment TMD. Specifically, they compared myofascial therapy to myofascial therapy plus self-care and education and no care (the control group in the study).

This was a private clinic-based study, with eligible participants ranging from age 18-50 presenting with jaw pain with or without joint sounds of at least 3 months and a willingness to participate in the study. Patients with physical or psychological contraindications were excluded. The outcome measures were jaw pain at rest, jaw pain upon maximal active opening, and jaw pain upon clenching.

The primary therapy consisted of myofascial release of the masticatory muscles, including the temporalis, medial and lateral pterygoid, and masseter. The subjects were treated twice per week over a period of 6 weeks for a total of 12 therapy sessions. Additionally, one group was given additional education and self-care consisting of self-mobilization, exercises and stretching, as well as general education on TML anatomy, biomechanics, disc displacement and dysfunction, and the role of psychoemotional factors contributing to TMD.

The results showed a statistically significant positive efficacy for both the myofascial therapy only, and the myofascial therapy plus education and self-care groups. Not surprisingly, the therapy plus self-care group showed a better 1 year outcome than the therapy alone group a trend that has been supported for the care of most musculoskeletal conditions.

Although the results of this study are no surprise to those practicing manual therapy, it serves to reinforce what we already know anecdotally. For patients suffering from TMD there is now evidence for another great intervention, and for manual therapists not currently treating TMD, there is a great opportunity to expand your skillset and serve those in need.

In my San Antonio, Texas based Massage Therapy and Bodywork practice I often treat pain from various syndromes including Piriformis Syndrome. Like many painful conditions Piriformis Syndrome responds quite well to massage therapy and bodywork.

What is Piriformis Syndrome?

Piriformis Syndrome is the name of a painful nerve entrapment condition in which the sciatic nerve is placed under abnormal pressure by the piriformis muscle. The piriformis muscle attaches to the sacrum bone of the low back to the top of greater trochanter of the femur (thigh bone) and lies on top of the sciatic nerve. When the piriformis muscle becomes tight and enlarged, pain results from myofascial trigger points (knots) in the muscle, pressure on the sciatic nerve, and sometimes from the S-I Joint in the low back. Pain from Piriformis Syndrome is usually found in the extreme low back, buttocks, hip, and often the back of the thigh. Most of the time the symptoms are on one side, but may affect both sides in some cases. Additionally, people with Piriformis Syndrome often have trouble sitting for long periods and the pain may worsen when walking or squatting.

What is the cause of Piriformis Syndrome?

There are a number of causes for Piriformis Syndrome including direct blunt trauma to the buttocks, prolonged sitting while working or driving, Morton’s foot, or S-I Joint instability. Frequent or prolonged running on canted surfaces and participation in sports requiring quick lateral movement such as tennis, skiing, and basketball may also overstress the piriformis muscle and lead to Piriformis Syndrome.

Massage Therapy and Bodywork for Piriformis Syndrome

There are many ways that massage therapy and bodywork can be used to treat Piriformis Syndrome. The massage therapist will employ a number of techniques to relieve the condition. For example the massage therapist may use Neuromuscular Therapy or Trigger Point Therapy to eliminate myofascial trigger points in the piriformis muscle. The massage therapist could also use Myofascial Release techniques or Deep Tissue Massage techniques to release adhesions between the piriformis muscle and surrounding tissues while also using Muscle Energy Techniques to gently lengthen the piriformis muscle. Piriformis Syndrome also responds well to positional release therapies such as Ortho-Bionomy which work with the body’s nervous system to release muscles and improve joint movement in the area. In addition to working on the piriformis muscle it may be necessary to provide therapy for other muscles near piriformis and even to muscles opposing piriformis to improve muscular balance. Comprehensive treatment with massage and bodywork, in conjunction with a home program of stretching and exercise, usually helps to completely resolve Piriformis Syndrome.

Other Treatments for Piriformis Syndrome

While massage therapy and bodywork are an excellent treatment for Piriformis Syndrome there are other treatments you should discuss with your physician:

If you are still using a traditional answering machine to take patient calls during your off hours, you may be seeing a decline booked appointments. Its no wonder. While an answering machine is a perfectly good piece of equipment for everyday use, it no longer fits the bill when it comes to the standard of care that todays patients expect. When your patients are experiencing a medical issue, they want to speak to someone immediately, not the next morning or after the weekend. You simply cant respond adequately to your patients needs unless you have your calls forwarded when your office is closed, and that presents a whole new set of problems. There is an answer, however, and it is one that other business sectors have been taking advantage of for years.

A medical answering service can provide your patients with the fast response that they need and give you some much needed down time when your office is closed for business. You can choose from several different options that will all respond to your patients needs, and you wont need to worry about hiring additional staff or sacrificing your off hours. If your office is closed and your patients cannot get an answer to their questions, they may believe that the only place where they can get help is the emergency room. This is a costly alternative for someone with some mild symptoms or a question about medication. A medical answering service is an excellent intermediary in this situation.

When your patients get on the line with an operator at your medical answering service, you can be assured of several things. First, the operators at these call centers are medical professionals. That is one reason it is so essential that you contract with a medical answering service and not a generic business call center. Second, these operators will be HIPAA trained, so you can breathe easier knowing that all your medical records will be treated legally and kept confidential. The nurses and other medical professionals who staff your medical answering service will take notes from their calls and forward them to you. You can also set up notifications via text or email so that you know when something is happening with a patient as it happens.

There is no question that having a live human being available to answer your patients questions at any time of the day or night will increase your reputation in your community. It will also help provide your patients with the kind of care that they demand, and that you want to give them.

Do you think you have the requisite qualities of a speech and language therapist and looking for a suitable job in the UK? Well, the best way to bag your dream job in UK is by getting in touch with speech and language therapy job UK agencies. Qualified professionals in speech and language therapy jobs UK agencies, perform necessary tests and screening methods to help you get a suitable position in the healthcare agency.

Speech and language therapy jobs UK agencies look for your experience in the field of tackling wide ranges of communication problems in different areas of articulation, such as speech problem, expressive and receptive language, voice, oral motor, dis-fluency, as well as swallowing disorders. If you have sufficient knowledge in the field of tests, examinations, treatment with use of therapeutic interventions, you will get the added benefit when you get in touch with speech and language therapy jobs UK agencies. After evaluating your supervisory role and quality services that you have offered, speech and language therapy jobs UK agencies offer you updates about opening for short term, long term, temporary and permanent positions in the healthcare sector. You can opt for full time or part time opportunities according to your convenience.

Basic requirements in a candidate that speech and language therapy jobs UK agencies look for are stated below:

You are expected to have specialized knowledge in the field of communicative disorders.

You must be aware of pathology techniques and methods used for treatment and diagnosis of speech disorders, hearing, and language problems.

You must have the knowledge to suggest appropriate solutions.

Educational qualifications that speech and language therapy jobs UK agencies look for in an applicant are as follows:

Your chances of bagging your dream job increases when you have a certificate of national examination. This opens up doors for becoming a licensed or certified pathologist. If you are applying for the job of a speech and language therapist, you must have a minimum certificate program or an associate degree program in SLP. If you want to work as a speech language pathology aid, you must possess a high school diploma.

You may be a fresher or an experienced candidate in the field of speech and language therapy, you will definitely benefit by getting in touch with speech and language therapy jobs UK agencies. You can avoid the tedious and boring recruitment process, once you are in touch with qualified professionals of a reputed staffing agency in UK. You will be updated about the latest openings and market scenario by such staffing solutions.

After considering your competency, experience, and qualification, you can be placed in childcare centres, community centres, home healthcare agencies, government agencies, hospitals, rehabilitation centres etc. Therefore, if you are looking forward to a rewarding career, search for reputed speech and language therapy jobs UK agencies online.